Linkt Scam, PayiD Scam.. Common Digital Scams In 2024

Common Scams

It was 2022 and I was looking at selling a gold coin on eBay, 2 months later, I was scammed and left incredibly angry by my experience.

Unfortunately for so many Australians, we have all had gullible moments and for some, it has led to us being scammed and losing money.

In a time where personal and financial activities are increasingly conducted online, protecting your digital identity is becoming harder and harder.

Scams targeting digital IDs are on the rise, with scammers constantly creating new tactics to exploit us and our loved ones.

It’s crucial to stay vigilant against these threats to prevent identity theft.

By understanding common scams in the market and the methods employed by these cyber criminals, you can help safeguard your valuable personal information.

These measures not only secure your digital footprint but also ensure that you maintain control over your online presence.

linkt scam

One prevalent method scammers use involves impersonating authority figures or institutions to gain your trust and extract sensitive information.

Often, these scams might appear as urgent requests for your details or offers that seem too good to be true.

They tap into emotions, applying pressure to act swiftly, leading to hasty decisions that may compromise your security.

Being cautious about unsolicited communications and verifying their authenticity is a critical step in protecting your identity online.

Remember, your personal information is as valuable as any currency. Treat it with the same level of care you would with your physical assets.

Take time to familiarize yourself with the signs of online scams and employ proven strategies to protect your digital ID.

By doing so, you not only fend off potential threats but also contribute to a more secure digital environment for everyone.

Understanding Digital Identity Scams

Your digital identity is a gateway to your personal and financial information. It is vital to understand how it can be compromised through scams.

I genuinely cannot explain the distress that people feel when they are scammed and their info is leaked online. So it’s important we get ahead of the game.

Types of Digital I.D Scams

Digital I.D scams come in various forms, but the most common include:

  • Phishing attacks: Scammers send emails that appear to be from a legitimate company asking you to provide personal details.
  • Social media scams: Fraudulent messages or posts trick you into disclosing your digital I.D information.
  • Fake website scams: Websites that mimic legitimate sites to fool you into entering your sensitive information.

Recognizing these scams is the first step in protecting your digital identity.

Common Tactics Used by Scammers

Scammers are clever and use sophisticated tactics:

  • Urgency: Implying a need for immediate action to resolve a made-up problem.
  • Authority: Pretending to be an official entity to appear credible and trustworthy.
  • Emotional manipulation: Playing on your fears or sympathies to lower your guard.

By understanding these tactics, you can better identify when you’re being targeted by a scammer.

Recognizing Email and Social Media Scams

Email and social media are common avenues for identity theft:

  • Warning signs in emails:
    • Unexpected requests for personal information.
    • Poor grammar and odd URLs.
    • Suspicious Attachments: Be wary of unexpected attachments or links.
  • Social media red flags:
    • Unknown Messages: Direct messages from strangers asking for personal details.
    • Quizzes and Surveys: Seemingly harmless activities designed to extract your information.

Stay alert and always verify the legitimacy of any requests for your digital I.D information through these channels.

Protecting Your Personal Information

Ensuring the safety of your personal information is crucial in an age where your digital identity can be compromised in a myriad of ways. Effective strategies and vigilance can defend against threats to your personal and financial information.

Secure Your Online Presence

Passwords and Authentication: Use strong, unique passwords for each of your online accounts. Consider utilizing a reputable password manager to keep track of your passwords. Enable multi-factor authentication wherever possible to add an extra layer of security.

Privacy Settings: Regularly review and adjust your privacy settings on social media and other online platforms to control who can see your information and how it’s shared.

Regular Updates: Keep your software, including antivirus and firewall protections, up to date to protect against the latest security threats.

Information Sharing: Be cautious when sharing personal information online. Make sure you trust the person or entity and verify the legitimacy of requests for your information.

Handling Sensitive Banking Information

Monitor Accounts: Regularly check your bank and credit card statements for any unauthorized transactions. Banks offer apps and notifications for real-time monitoring of your accounts.

Public Wi-Fi: Avoid using public Wi-Fi networks when accessing or sharing your banking information. If necessary, use a secure Virtual Private Network (VPN) for better protection.

Bank Communications: Be wary of unsolicited communications from banks, especially those asking for your financial information. Always contact your bank directly using official channels to confirm the authenticity of such requests.

Debit and Credit Card Security: When shopping online, use credit cards instead of debit cards as they often provide better fraud protection. Be sure to only make purchases from secure websites, indicated by HTTPS in the URL.

What To Do If You’ve Been Scammed

linkt scam

If you’ve fallen victim to a scam involving your digital identity, you must act quickly to mitigate the damage.

The actions you take immediately after can help you recover any lost funds and protect your identity from further misuse.

Immediate Steps to Take

First, stop all communication with the scammer. Secure your accounts by changing passwords and implementing multi-factor authentication wherever possible.

If you’ve sent money, contact your bank or financial institution immediately to initiate a stop on any unauthorized transactions.

Reminder, no person or company will ever ask you for your 2FA codes.

Reporting to Authorities

Report the scam to the Australian Competition and Consumer Commission (ACCC) through the Scamwatch website, which is an initiative designed to provide information on how to recognize and avoid scams.

Also, consider informing the National Anti-Scams Centre for broader awareness. If the scam relates to tax or personal income, the Australian Taxation Office should be notified as well.

Mitigating Financial Damage

To attempt to get your money back, gather all evidence of the scam, including communication records and financial transactions.

Contact your bank’s fraud department; they may work with you on a case-by-case basis to recover funds.

Additionally, services like Moneysmart offer step-by-step guidance on what actions you should take to manage financial loss due to scams.

Staying Updated and Informed

To safeguard your digital identity from common scams, you must stay abreast of the latest threats and leverage available educational materials.

By staying informed, you ensure that you are prepared to recognize and respond to scams effectively.

Latest Scam Alerts

Technology and new technology particularly are ever-evolving, leading to sophisticated scam tactics that could compromise your digital I.D.

Regularly check the Scamwatch website, which provides timely alerts on the latest scams affecting Australians and consumers globally.

These alerts often cover various scams, from investment scams to frauds involving classified ads.

Pay special attention to any events reported that correlate with enormous data breaches or spikes in scamming activities.

Leveraging Educational Resources

Educate yourself by using services and resources designed to improve your knowledge of scams and how to prevent them.

The eSafety Commissioner’s website offers valuable information about online scams, equipping you with the know-how to protect your money and personal information.

In addition, engaging with educational resources about technology can make you more aware of the importance of securing your investment in digital identity protection.

Recognizing Common Online Scams

Scammers have become sophisticated in their methods to trick you out of your personal information and money. Being aware of the common tactics used can save you from falling victim to these cybercrimes.

Phishing and Email Fraud

Phishing scams are attempts by cybercriminals to gather personal information through deceptive emails and websites. 

Watch for warning signs such as unsolicited requests for your data, spelling and grammatical errors in the email, and suspicious email attachments that may contain malware.

Always verify the authenticity of the request by contacting the organization directly using official contact information, not the contact details provided in the email.

Romance and Dating Scam Tactics

Catfishing and romance scams involve fraudsters creating fake profiles on online dating and social media platforms to lure victims into emotional relationships.

These scammers often pressure their targets to share personal information and send money. If your online love interest moves too quickly, professes love prematurely, or asks for money, these could be indicators that you are the target of a scam.

Online Shopping and Classified Scams

Online shopping scams and classified fraud can range from non-existent goods and fake reviews to counterfeit products.

Be cautious of offers that seem too good to be true and sellers demanding payment methods that offer no buyer protection. To help spot these scams, scrutinize product images, check seller ratings, and read reviews carefully before making any purchases.

Investment and Job Opportunity Frauds

Finally, be wary of fake investment opportunities and job offers that promise significant returns with little to no risk.

These include cryptocurrency scams and schemes involving Bitcoin. These scams employ high-pressure tactics and create a sense of urgency to invest.

Always conduct thorough research and consider seeking independent financial advice before committing to any investment or job opportunity that seems too lucrative.

Protecting Yourself from Scammers

Awareness and vigilance are your best defenses against online scammers.

This section details specific strategies to help you maintain safe online practices, how to respond if you encounter or fall victim to a scam, and what defensive measures you can set up to safeguard your sensitive information.

Safe Online Practices

Your daily habits can significantly reduce your risk of falling prey to scams. Always review web addresses for accuracy and security, ensuring they start with ‘https://’ and display a lock icon.

Be cautious on social media platforms; criminals often use fake profiles to gather your details.

Regularly update your passwords, making them complex and unique to each account. Do not rush to share personal or financial information—legitimate organizations won’t pressure you for this.

Responding to Scam Incidents

If you suspect you’ve been scammed, act promptly. Change your passwords and monitor your bank accounts for unusual activity.

Report the incident to the ACCC’s Scamwatch, the eSafety Commissioner, or your local authorities to help warn others.

Document all messages and phone calls related to the scam, as these can be essential for investigations into identity theft and fraud.

Setting Up Defensive Measures

To create a robust defense against scammers, install antivirus software like Bitdefender or Norton to guard against malware and ransomware scams.

Keep this software, along with all other applications and operating systems, updated.

Stay informed about the latest tech support and NBN scams, and educate yourself on how to recognize fraudulent emails or SMS that may appear legitimate.

Remember, genuine companies will never ask for payment in gift cards or ask you to install remote access software for tech support.

Remember to maintain these practices consistently to ensure your online experience remains secure and scam-free.

2024 Scams

You may have noticed a significant increase in weird messages or emails, claiming to be from trusted brands, let’s get into some common scams in 2024.

Linkt Scam Text

Linkt is a toll road operator in Australia, and like many large companies, its name is often exploited by scammers. These scams are designed to steal your personal and financial information, so it’s important to be able to spot them and know how to protect yourself.

There are currently 2 Linkt scam texts we are aware of;

  • Collection House Linkt Scam SMS
  • Linkt Scam Brand SMS
  • Linkt Scam Branded Toll Relief Scam

Here is what they look like;

For a full list of scams and what they look like, you can visit the official Linkt website. By being vigilant and knowing the signs, you can avoid falling victim to Linkt scams.

Remember, it’s always better to be on the side of caution than risk having your sensitive information compromised.

PayiD Scam

The latest PayID scam is a concerning trend targeting individuals selling items online, particularly on platforms such as Gumtree and Facebook Marketplace.

Scammers impersonate buyers and trick sellers into believing they have made a payment using PayID, a legitimate electronic payment system in Australia.

The fraudsters often send fake payment confirmation messages, and in some cases, they may overpay and request the excess to be returned, only for the original payment to be revealed as fraudulent later on.

Australians have already lost substantial amounts to this scam, and it’s crucial to stay vigilant.

To protect yourself, always verify payments independently through your bank before sending goods or issuing refunds, and be wary of overpayments and urgent requests, which are common red flags in such scams.

Lastly, if it doesn’t feel right, you should opt for a different method or stop talking to the potential scammer.


I thought we would end this article, with a bit of laughter, creators on YouTube such as Scambaiter, target scammers, flipping the switch on them.

He not only wastes the scammer’s time but also intervenes sometimes to stop people from getting scammed. You can also pick up on the methods these people use.

And with that, you should now be better equipped to not be scammed in 2024.


  • David Everson

    Telecommunications & Technology enthusiast, I have worked multiple years in the telco and tech space, so have a strong passion towards delivering terrific insights.

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